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Find Out if a Reverse Mortgage is Right for You

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What is a Reverse Mortgage? A low-interest federally insured loan that allows seniors, age 62 or older, to convert a portion of the equity in their home into tax-free cash.

Learn How Reverse Mortgages Work. You can receive a lump sum cash payment, monthly payments, line of credit, or a customized plan of all above options to fit your needs.

Reverse Mortgages - No Monthly Payments. You are responsible to maintain your home, pay your real estate property taxes and homeowners insurance for the life of the loan.

HUD Counseling is a Requirement to protect senior apllicants. Borrower(s) must participate in a consumer information session given by a HUD- approved HECM counselor.

Qualified Seniors May Purchase a Home with a Reverse Mortgage. A significant downpayment is required. This allows seniors to downsize their home while retaining their independence. As with all Reverse Mortgage loans, borrower(s) must be age 62 or older.