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Reverse Mortgage Calculator
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What is a Reverse Mortgage? A low-interest federally insured loan that allows senior homeowners to convert a portion of the equity in their home into tax-free cash.

Who Can Qualify for a Reverse Mortgage?
Borrower(s) MUST BE 62 years of age, or older
Must occupy the home as your principal residence
No repayment for as long as you occupy your home

Reverse Mortgages Require No Monthly Payments. You are responsible to maintain your home, pay your real estate property taxes and carry homeowners insurance.

HUD Reverse Mortgage Counseling Requirement. Before you can complete your reverse mortgage loan application, you must receive a counseling certificate from a counselor approved by HUD.

Counseling can be done in person or by telephone.