HUD Reverse Mortgage Calculator
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What is a Reverse Mortgage? A low-interest federally insured loan that allows senior homeowners to convert a portion of the equity in their home into tax-free cash.

Who Can Qualify for a Reverse Mortgage?
All Borrowers MUST BE 62 years of age, or older
Must occupy the home as your principal residence
Social Security and Medicare are not affected
No repayment for as long as you occupy your home

Reverse Mortgages Require No Monthly Payments. You are responsible to maintain your home, pay your real estate property taxes and carry homeowners insurance.

How Reverse Mortgages Work. You can receive a lump sum tax-free cash payment, monthly payments, line of credit, or a customized plan of all options to fit your needs. You owe it to yourself to learn about all available options.